Finding appropriate addiction treatment services is a challenge in getting the help needed to overcome substance abuse issues. The next biggest obstacle is determining how to pay for the treatment necessary to recover. In many instances, people are hesitant to go to treatment because of the costs. In other instances, people are even scared to reach out to determine what those costs could be. This presents a serious problem as addiction can lead to detrimental outcomes if individuals do not get the help they need.
In many cases, your insurance provider can cover the costs associated with treatment. If you are a policyholder for ComPsych, your treatment could be completely covered at Westwind Recovery® Center as we are an in-network behavioral health facility. If you’re not fully covered by ComPsych, your costs could still be greatly reduced by choosing Westwind Recovery®. Learn more about what you can expect as a ComPsych policyholder.
ComPsych and Behavioral Health Coverage
ComPscych offers various levels of coverage for many forms of behavioral health treatment. The cost of drug and alcohol addiction treatment can vary widely based on your state, the facility’s location (in- or out network), length of stay as well a person’s insurance plan level. That’s why it’s important to know what your policy covers and doesn’t cover before making any decisions about treatment.
Westwind Recovery® is In-Network with ComPsych
If you have ComPsych behavioral health insurance, your addiction treatment may be covered in full or in part. Our admissions team will work with you to determine your level of coverage and benefits. You can also reach out to ComPsych directly to determine your coverage amount.
Will ComPsych Cover Substance Abuse and Mental Illness Treatment?
ComPsych is one of the largest behavioral health providers in the world, and they offer a wide range of coverage options for those struggling with addiction and mental illness. In most cases, ComPsych will cover at least some of the costs associated with treatment for addiction and mental illness. However, it is important to check with your specific policy to see what is covered.
ComPsych Coverage for Detox
If you’ve been diagnosed with an addiction that requires detoxification before rehabilitation can get started, ComPsych will cover 80% of hospitalization costs at network facilities and 60%. However, it is first necessary to contact their Member Assistance Program for approval.
Detox is the first step in overcoming addiction and usually takes place in a hospital or residential treatment setting. ComPsych will likely cover some or all of the costs associated with detox, depending on your policy.
ComPsych Coverage for Residential Treatment
One of the most important things to remember about ComPsych is that they are one of the few insurance providers that cover residential treatment. This is a type of treatment that requires you to live at the facility for a certain period of time, usually 30 to 60 days. Residential treatment is often considered the gold standard for addiction and mental illness treatment, as it allows you to focus solely on your recovery without any distractions.
Residential treatment takes place in a facility where you live and receive around-the-clock care. This level of treatment is often recommended for people with a history of relapse or those who are struggling with a severe addiction. ComPsych will likely cover some or all of the costs associated with inpatient treatment.
ComPsych Coverage for Outpatient Treatment
Outpatient treatment is another type of treatment that ComPsych covers. This type of treatment allows you to live at home while still receiving therapy and other types of treatment. Outpatient treatment is often less expensive than residential treatment, which is why it is such a popular option.
Outpatient treatment for addiction typically consists of weekly meetings with a therapist and/or group counseling sessions. Outpatient treatment is often recommended for people who have a strong support system in place and who are committed to recovery. ComPsych will likely cover some or all of the costs associated with outpatient treatment, depending on your policy.
Coverage for Partial Hospitalization Programs
Partial hospitalization programs (PHPs) are another type of treatment that ComPsych covers. PHPs are similar to outpatient programs, but they provide more intensive treatment. This type of treatment is often recommended for those who need more support than what an outpatient program can provide.
Coverage for Intensive Outpatient Programs
Intensive outpatient programs (IOPs) are another type of treatment that ComPsych covers. IOPs are similar to outpatient programs, but they provide more intensive treatment. This type of treatment is often recommended for those who need more support than what an outpatient program can provide.
ComPsych Coverage for Dual Diagnosis or Mental Health Coverage
Mental health disorders often go hand-in-hand with addiction. This is why ComPsych also provides coverage for dual diagnosis or mental health disorders. In some cases, a mental health disorder is brought on by substance abuse and vice versa.
If you are struggling with both an addiction and a mental health disorder, ComPsych can help you get the treatment you need.
ComPsych Coverage for Addiction and Behavioral Health Therapy
In addition to coverage for addiction treatment, ComPsych also provides coverage for behavioral health therapy. This type of therapy can be incredibly helpful for those struggling with addiction. If you are looking for help with your addiction, ComPsych can provide you with the resources you need to get started on the road to recovery.
100% Coverage is Not Guaranteed
Just because ComPsych is a large provider of behavioral health services does not mean that it will cover 100% of the costs associated with your addiction or mental illness treatment. In fact, it is important to remember that many insurance providers will not cover the entire cost of treatment. Your coverage is determined by the policy you currently hold, the treatment facility you choose, the treatment you need, and also the state. This is why it is so important to check with your specific policy to see what is covered.
What is ComPsych Corporation?
ComPsych Corporation operates under the GuidanceResources® brand as the world’s largest provider of employee assistance programs (EAP). They provide services to over 60,000 organizations covering over 130 million individuals throughout 190 countries. ComPsych prides itself in helping businesses take care of their employees through its integrated EAP that offers behavioral health and wellness, HR, FMLA, and absence management services. Employers that utilize ComPsych are able to attract top talent and increase overall productivity by providing their employees with ComPsych services.
ComPsych is unique from other insurance providers in that they are always looking for ways to improve their coverage offerings and adapt to the insured’s needs. They refer to this as their “passion to over-deliver on expectations.” Through this initiative, ComPsych is able to commit to the quality, unrivaled service that is provided to their customers.
ComPsych Insurance Plans and Levels of Coverage
ComPsych provides three types of behavioral health insurance plans for employers to choose from:
- The GuidanceResources Whole Health Plan
- The EAP+Work/Life plan
- The Exclusive Provider Organization (EPO) plan
The GuidanceResources Whole Health Plan
The GuidanceResources Whole Health Plan is the most comprehensive option and includes services such as inpatient and outpatient care, crisis intervention, counseling, and wellness options.
The EAP+Work/Life Plan
The EAP+Work/Life Plan is a more basic option that covers services such as employee assistance programs (EAP), work-life balance programs, and financial wellness programs.
The Exclusive Provider Organization (EPO) Plan
The Exclusive Provider Organization (EPO) Plan is the most affordable option and only covers services provided by in-network providers.
How Can I Verify The Coverage of My ComPsych Insurance?
If you have ComPsych insurance, you can verify your coverage by calling the number on the back of your insurance card. A customer service representative will be able to tell you what types of addiction treatment services are covered under your plan. You can also reach out to the treatment facility of your choice and they can help you determine your coverage.
The admissions team at Westwind Recovery® can help you navigate your policy and determine the level of your benefits as well. By reaching out today we can help you determine how much your out-of-pocket costs may be.
What if My Treatment Requires Services That Are Not Covered By ComPsych?
If your treatment requires services that are not covered by ComPsych, you may still be able to receive coverage for a portion of the cost. For example, if you require detoxification services but your policy does not cover them, you may be able to receive partial coverage for the cost of detox. It is important to speak with a customer service representative about your specific situation in order to determine what coverage you may be eligible for.
Utilize Your ComPsych Coverage for Addiction Treatment Today!
If you or a loved one is struggling with addiction, it is important to seek professional help as soon as possible. Addiction is a serious disease that can have devastating consequences if left untreated. With the right treatment and support, however, recovery is possible. ComPsych provides coverage for a wide range of addiction treatment services that can help you or your loved one get on the road to recovery. Speak with our admissions team today to learn more about your coverage and how to utilize it to get the treatment you need.
Dr. Deena is the Chief Clinical Officer of Westwind Recovery®, an award-winning outpatient treatment center in Los Angeles where she oversees the clinical and administrative program and treatment methods. Dr. Deena is a doctor of psychology and licensed clinical social worker since 1993. LCSW #20628. Originally from the East Coast, Dr. Deena has worked running treatment centers, worked as a therapist in psychiatric hospitals as well as school settings and currently has a thriving private practice in the LA area. Dr. Deena has appeared regularly on the Dr. Phil Show as an expert since 2003. She has also been featured on many other TV shows, podcasts and has contributed to written publications as well as podcasts.